Subject: Re: Further to our conversation

From: "Benavides" <[email-masked]>
Date: Tue, 04 Jan 2005 11:54:03 -0600

Good day:

Mr. Gill just called from the bank and told me that they can
decrease your m o rtg age payment by 2%. It will take no
p a perwork, so just go here and we will take care of the rest.

Thank you

Benavides
US Department