Subject: News regarding Bank of America Online Banking

From: Bank of America <[email-masked]>
Date: Thu, 7 Dec 2006 11:55:39 -0500 (EST)

New Balance Transfer Process on Online Banking
 
Dear David C. Harris,
RE: Your account number ending in 4008

With our recent changes to Online Banking, the process for requesting a balance transfer changed. It's still a simple process; you just need to know where to look. 

To complete a Balance Transfer* Online: 

Sign into your account on www.bankofamerica.com 
   .  Click on your credit card 
   .  Click on the Services tab 
   .  Click on Get Cash and Consolidate Your Bills 
   .  Click on Request a Balance Transfer 

Bank of America values your business and we are committed to helping you achieve your goals. 

P.S. Don't forget, you can go online and complete a balance transfer and use your promotional 0% APR good through June 2007.
 
Log on now to:

   .  Complete a balance transfer. 
   .  View your last 12 months of statements
 
* For more information about rates and fees associated with balance transfers, credit card access checks or other cash advances, or to request a balance transfer, go to www.bankofamerica.com and refer to the disclosures accompanying the secure online balance transfer request form. Balance Transfers and Cash Advance Checks cannot be used to pay off or pay down any account issued by FIA Card Services, N.A.  

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